KLI Academy

Earning Money

Understand work as effort used to complete a useful task.

Saving Money

Explain saving as keeping some money for later instead of using it now.

Spending Money

Explain spending as using money to pay for something.

Investing Basics

Understand simply that saving keeps money for later while investing aims to help money grow over time.

Giving & Protecting Money

Understand giving as choosing to share money, time, or things to help others.

Earning, Effort & Value Creation

People work to help others and earn money in return.

Saving, Planning & Discipline

Saving means keeping some money for later instead of using it immediately.

Spending with Wisdom

Spending is a choice, and every choice affects what you can do later.

Introduction to Investing & Growth

Investing means using something now so it can grow into something bigger later.

Giving, Protecting & Responsibility

Giving means using what you have to help others.

Banking, Credit and Debt

Distinguish common account purposes and match account features to a young person’s goal.

Investing and Wealth Building

Compare saving and investing by purpose, time, access, and uncertainty.

Income, Careers, Taxes and Entrepreneurship

Identify common income sources and distinguish income from gifts, loans, and transfers.

Consumer Protection, Digital Money and Risk

Evaluate a purchase using need, total cost, quality, alternatives, and consequences.

Financial Planning and the Real Economy

Use monthly income $100, spending $45 and a $330 bike goal due in six months. Calculate the saving capacity and write a.